That's odd.....
I just checked with Adrian Flux insurance and, like me, he also knows that the TYPE of car makes a DIFFERENCE. I can't be bothered to type them out.... but just have a look at his page:-
http://www.adrianflux.co.uk/blog/2007/06/top-ten-cars-for-teens-cheapest-young.html
As you can see, if you choose the car wisely and limit your mileage and do other sensible things, you CAN make your insurance FAR more reasonable!
The best quotation from old Flux is �713..... but you have to be a Girl..... for you, it's �932.
Now, on that subject.... do we guess that girls have less EXPENSIVE accidents than boys...... I wonder......
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I too would LOVE to have had even quicker cars when I was your age (er.... actually.... I did.... oooops!) and I know my son would rather nlot have paid such a HUGE figure on his Elise before he was 25...... but it's a choice that HE and YOU make! Just like you, I'd prefer the insurance on my Subaru was the same as on a Peugeot 106..... I'd also prefer that my taxes were lower, my clothes were cheaper and that I could get a great dinner and evening out for 10 bob [errrr,... 50p to you kiddies!) (like I used to.....); sadly, I can'tr get any of THOSE cheaply either...
..... sad isn't it?
Ian
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